Zero-down boat financing exists but is rare and requires excellent credit (740+), a strong income, and a newer boat with low depreciation risk. Most lenders want at least 10% down. If you are short on a down payment, a personal loan or home equity line of credit can bridge the gap, though the combined interest cost usually exceeds a standard marine loan.
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Welcome to The Boat Broker! I'm Skippy. Boats, RVs, classics — what catches your eye?
Come see it in person. We'll have it ready for you.
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Quick pre-qualification. No impact to your credit score.
Our finance team will reach out within 1 business day with your options.
Havasu's largest brokerage. We sell it, you get paid.
Our consignment team will contact you within 24 hours to discuss next steps.
