Where can I see the 2004 Monterey 200LS in person?

The 2004 Monterey 200LS is available for viewing at The Boat Broker, 1680 Industrial Blvd, Lake Havasu City, AZ 86403. We're open Monday through Saturday, 8 AM to 5 PM, and Sunday 9 AM to 2 PM. Call 928-453-8833 to schedule a private showing, or just stop by during business hours. We have 4 locations in Lake Havasu City — all within walking distance on Industrial Blvd.

Is financing available for the 2004 Monterey 200LS?

Yes! The Boat Broker offers financing through multiple lenders on approved credit. Apply online in under 3 minutes and get pre-approved the same day. We work with all credit situations — good, fair, or rebuilding. Our financing team handles all the paperwork so you can focus on enjoying your new consigned boats.

Can I trade in my current vehicle toward the 2004 Monterey 200LS?

Absolutely. The Boat Broker accepts trade-ins on boats, RVs, classic cars, and powersports vehicles. Use our online trade-in estimator for an instant value range, or bring your vehicle to 1680 Industrial Blvd in Lake Havasu City for a precise in-person appraisal. Trade-in value applies directly to your purchase, reducing your financed amount.

How much does the 2004 Monterey 200LS cost?

The 2004 Monterey 200LS is listed at $23,995 at The Boat Broker. With financing, estimated monthly payments start around $432/month (based on typical terms and approved credit). Use the payment calculator on our website for a precise estimate based on your down payment, loan term, and rate. All prices are transparent — no hidden fees, no dealer markup surprises.

Does the 2004 Monterey 200LS come with a warranty?

Warranty coverage depends on the vehicle. New boats from Barletta and Bentley include full manufacturer warranties. For pre-owned vehicles, extended warranty options are available through our financing partners. Every vehicle at The Boat Broker undergoes inspection before listing. Ask our team about specific warranty coverage for this 2004 Monterey 200LS — call 928-453-8833.

Can the 2004 Monterey 200LS be delivered or shipped?

Yes, The Boat Broker can arrange delivery throughout Arizona, California, Nevada, Utah, and Colorado. Local Lake Havasu delivery is often complimentary. For long-distance transport, we work with licensed and insured carriers. Contact us at 928-453-8833 for a delivery quote.

How much does a used boat cost at The Boat Broker?

Our used boat inventory ranges from around $8,000 for entry-level ski boats to over $150,000 for luxury pontoons and express cruisers. Most pre-owned boats with financing fall in the $25,000–$80,000 range.

Does The Boat Broker offer financing?

Yes. We work with multiple marine lenders to offer competitive boat financing. Most buyers can get pre-approved in minutes. We offer terms up to 240 months on larger vessels.

Can I sell or consign my boat at The Boat Broker?

Yes. Our 90-day consignment program has been running since 1986. We handle listing, negotiations, paperwork, and title transfer.

Are Barletta and Bentley pontoon boats available?

Yes — we are an authorized dealer for both Barletta Pontoon Boats and Bentley Pontoons. New model inventory is available at our Lake Havasu showroom.

Can I test drive a boat before buying?

Yes, we encourage water demonstrations for most boats in our inventory. Lake Havasu is literally next door — just schedule a showing at any of our locations.

How far is The Boat Broker from Las Vegas, Phoenix, or Laughlin?

Lake Havasu City is approximately 150 miles from Las Vegas (about 2 hours), 200 miles from Phoenix (about 2.5 hours), and 60 miles from Laughlin (about 1 hour).

Available

1 / 25

2004 Monterey 200LS

Name: 2004 Monterey 200LS
Brand: Monterey
SKU: MO0639C
Price: 23995.00 USD
Availability: InStock

Stock #MO0639C Main Showroom Used

$23,995

As low as $182/mo · Get Pre-Approved

Special Equipment Powered Pre-Owned Inspected

Year

2004

Length

20 ft

Power

190 HP

Condition

Used

Book a Showing Get Pre-Approved Call (928) 453-8833

✓ Certified Inspection Available

✓ Financing Available

✓ Lake Test Drive Welcome

✓ All Prices Listed Online

Specifications

Year 2004

Make Monterey

Model 200LS

Category CONSIGNED BOATS

Condition Used

Hull Type Fiberglass

Fuel Type Gas

Length 20

Horsepower 190

Location Main Showroom

Stock # MO0639C

HIN / VIN RFGA06391304

Payment Calculator

Estimated Monthly Payment

As Low As

$182/mo

On approved credit

Down Payment

$7,199

30% down

30% dn / 144 mo OAC on 2004 Monterey 200LS listed at $23,995. + tax, title, license & fees.

Your Exact Payment — 2004 Monterey 200LS

Estimate your monthly boat payment in seconds

Boat Price ($)

Down Payment ($) — 30% recommended

Trade-In Value ($)

Loan Term

Estimated Monthly Payment

$–

per month

Loan Amount

–

Down Payment

–

Cost Per Day Owned

–

Term

144 mo

Estimates only. Actual payments depend on credit approval, lender terms, and applicable taxes & fees. Contact us for a precise quote.

Get Pre-Approved — It Only Takes a Minute

First Name *

Last Name *

Email *

Phone *

Message (optional)

Interested in this CONSIGNED BOATS?

Send us a message and we will get back to you right away.

Know Your Rate Before You Commit

No hard pull — won’t affect your credit score

Your estimated payment

30% down • on approved credit

$0/mo

The Boat Broker

Lake Havasu City, AZ

(928) 453-8833

Share This Listing

Similar Listings

2000 Centurion Sport BW

$13,995

Main Showroom

2005 Four Winns 234 Funship

$26,995

Main Showroom

1996 Donzi 21 Medallion

$11,995

Main Showroom

2004 Bennington Azure 21' Deck

$17,995

Main Showroom

Quick Stats

Length: 20 ft
Power: 190 HP
Condition: Used

The honest read

Picture this: warm sun, cold drinks, and nothing but open water ahead. This 2004 Monterey 200LS with 190 horsepower is a solid, capable boat for life on Lake Havasu. Whether your weekends are about cruising the channel, finding a quiet cove, pulling tubes with the kids, or just getting away from it all, this boat checks the boxes. Lake Havasu has over 60 miles of navigable waterway and some of the best boating weather in the country. You just need the right boat to enjoy it. Come take a Lake Test Drive at our Lake Havasu City lot and see what this one feels like on the water. Financing is available, and we work with buyers at every budget to make the numbers work. WHAT WE LOVE: - 190hp is the sweet spot for reliable performance without burning through fuel. - The Monterey 200LS is a solid platform with a loyal following. WHAT TO KNOW: - As a 2004 model, expect normal wear for the age. We recommend a pre-purchase inspection for peace of mind. Priced at $23,995 with financing available. With 30% down ($7,198), estimated payments start around $182/mo. Call The Boat Brokers at (928) 453-8833 or come see it in person at our Lake Havasu City lot.

Written by our team. Honest take, straight specs.

Estimate Your Monthly Payment

Based on 30% down, financing on approved credit. Rates vary — talk to our team for current options.

Estimated Monthly Payment $0 per month

Vehicle Price $23,995

Down Payment $2,400

Loan Term 120 months

Interest Rate On Approved Credit

Total Financed $0

Total Interest $0

Total Cost $0

Get Pre-Approved in 3 Minutes

*Estimated payment for illustration purposes only. Actual rate and terms depend on credit approval. Not all applicants will qualify for the lowest rate.

Apply for Pre-Approval → Explore Financing

2004 Monterey 200LS

Specifications