A marine survey is a professional inspection of a boat by a certified marine surveyor — the boating equivalent of a home inspection. It covers structural integrity, mechanical systems, safety compliance, and market value. You need one if: you are financing the boat (lenders often require it for older/higher-value boats), insuring a significant purchase, or buying privately. For dealer purchases of newer boats, a survey is optional but still worthwhile on higher-value units.
What is a marine survey and do I need one?
