Most marine lenders require 10-20% down on a boat loan. Some credit unions and specialty lenders offer 0-10% down programs for well-qualified borrowers, but these carry higher rates. A 20% down payment gives you the widest lender choice and the best rates. On a $40,000 boat, expect to put $4,000-$8,000 down at a minimum.
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Welcome to The Boat Broker! I'm Skippy. Boats, RVs, classics — what catches your eye?
Come see it in person. We'll have it ready for you.
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Quick pre-qualification. No impact to your credit score.
Our finance team will reach out within 1 business day with your options.
Havasu's largest brokerage. We sell it, you get paid.
Our consignment team will contact you within 24 hours to discuss next steps.
