Tips, guides, and local know-how from The Boat Broker, the Lake Havasu brokerage for boats, RVs, and classic cars since 1986. Whether you are buying your first boat, getting ready to sell, or planning your next day on the Colorado River, our team shares what we know right here.
Arizona boat registration fees are based on the length of the vessel. Most recreational boats fall in the $20-$60 per year range. New boat registrations…
Lenders look at your whole file, not your income alone. Your debt-to-income ratio (what you already pay each month against what you earn) matters a…
What happens after a missed boat loan payment follows the loan contract you signed and Arizona law. The fees, any grace period and the timeline…
Yes — a home equity loan or HELOC is a common way to finance a boat purchase. The interest rate is often lower than a…
Lenders set a maximum loan-to-value ratio. Loan-to-value compares the loan amount with the value the lender uses for the boat, and the cap is the…
Whether a boat loan with no money down is possible depends entirely on the lender’s programs, the boat’s age and price, and your credit profile,…
It depends on the lender and boat age. Most lenders require a marine survey on boats over 10 years old or valued above $50,000. A…
Boat loan rates move with the market and with the file, so there is no “typical” number we can honestly print. The lender sets the…
Yes. If your credit score has improved, interest rates have dropped, or you want to extend your term to lower monthly payments, refinancing a boat…
Typical boat loan applications require: government-issued photo ID, proof of income (two recent pay stubs or two years of tax returns if self-employed), proof of…
